... HBD will continue to be the better bet until haircut season is on.

We will probably agree with you entirely if that last part doesn't concern us, as when it happens and, i.e., HBD drops from the current $1 to $0.75, it would be, in a second, a permanent loss for many.

What we mean by that is the following.
Let's say one invested $1,000 in HBD. After a year, it would be $1,200. If the haircut rule gets implemented the following day at the above-mentioned price ($0.75), those 1,200 HBD would be $900, which is a 10% loss on initial investment (of $1,000).

If the haircut rule gets implemented after two years, that $ 1,000 (with compounding interest) would be 1,440 HBD x $0.75 = $1,080, which would be a total profit of only 8% after two yeas period of "frozen funds" on the initial investment (of $1,000).

On the other hand, as you said, the HIVE price is way more volatile and unpredictable.

Therefore, we think that both paths are somewhat of a gamble, and on both of which one should be prepared for all sorts of outcomes (from worst to best) and as well nimble, quick, and ready to adapt to rapid changes that might occur.

!ALIVE
!PIZZA