Interesting article and thoughts about the housing and debt market.

I mostly agree with you BUT I feel for a lot of people (myself included) having my capital locked into my house and paying the monthly mortgage allows me to build wealth slowly.

I know very well that I can invest in risky assets and lose a lot of money because I am not very risk averse. Therefore I am happy to have my house as an illiquid asset.

I don't know if I was clear. COngrats on being selected by @hodlcommunity

Take care,

@vlemon