I have seen many people complain about PayPal and recommending people to alternatives like the age old banks or the competitors like Stripe. Finally I got a detailed horror story of getting locked out of PayPal account and taking weeks target things fixed and it was all because of a simple thing related to 2 Factor Authentication. It's an adventure covered in lies, corporate speak and so much bureaucracy. The original people who were part of PayPal have all moved on to do great things and they have changed the world many times over. Yet the company that revolutionized payments over internet has stagnated.