Brilliant article! Very pertinent, common sense, down right dull, down to Earth points of view expressed here which translate into a more balanced lifestyle, less debt, and more gradual capital gained through hard work. I learned to focus properly very early in my life, even if I could've quit very easy because of lack of patience, lack of sleep, or other external factors. I kept on pushing, I am a warrior and I will keep on doing that! Keep up the good work here as well, just as usual! :)