Do we really need 3 HBD stabilizer proposals? I would prefer solving this issue on the blockchain level, by implementing HBD <-> HIVE conversions (convert to HIVE and convert to HBD) in both directions, adding a small fee that is burned for a convert operation, and to lower the debt ratio from 10% to 2-3% to be on the safe side in order to reduce the impact of HBD induced debt during bear markets.

Proposed hardfork change to stabilize Hive Dollar’s tracking of USD value
@blocktrades/proposed-hardfork-change-to-stabilize-hive-dollar-s-tracking-of-usd-value