Why not add the 5% fee for both conversions HIVE -> HBD and HBD -> HIVE and burn the fee?

Preventing oversupply of HBD is important because HBD is like debt and could cause a death spiral of HIVE price in a bear market as we have seen with SBD/STEEM conversions.

I support the idea of adding the conversion in the same 3.5 day manner in both directions HIVE <-> HBD.