Words are only fluff absent meaning. You do not gain meaning from the words I have written, but that isn't on me.

That's on you.

I am acting according to the principles I have espoused in this discussion. Your words indicate you are acting otherwise. That's your prerogative.

You will secure your future according to the principles you value.

I have entered into this discussion to provide the lens of these principles through which to view the OP. You presently dismiss those principles as fluff.

Accordingly, I can only wish you good luck, since you seem averse to depending on sound principles and acting on them, which leaves only luck securing your personal security.

Good luck.