In truth you have exclusive control and command of you, and your responsibilities to your loved ones are yours, and yours alone, to bear. Should others fail to deliver what they are sworn to, that is on them, but your responsibilities cannot be born by others, so you must produce what is needed proactively. If there is any way I can help you do that, you have only to ask. I too have raised a family, and empathize more than you might expect with your dilemma in providing for them in the inhospitable economic environment you are in.