How they gonna use it? Lending? You can act as obtuse as you want, scorn as scathingly as you are able, but it doesn't enable economic competition with independent producers.

That bedslinger is the first step to individuals 3D printing flying cars, aquaponics, solar panels, you name it. Individuals making their own means of production are the end of mass production, because it cannot compete. Dependence on overlords is becoming a failed model, a temporary phase we have endured until this technological boundary was transcended.

That's in process.