"Why have something that is backed by bitcoin, when you can just have, and hold, bitcoin?"

Because money is technology to facilitate commerce, and something you buy and hold ins't money, but a long term asset, like stock. Money needs to have velocity, needs to be a medium of exchange.

"If you keep your crypto bags safe, you will be rich."

This assumes that TPTB aren't actively seeking to eliminate the majority of the population, which is an insuperable assumption. By imposing limitations on the utility of money, which is the point of CBDC's, the pile of digits you may have can be rendered valueless because you can't use them due to restrictions imposed by (((them))) on your ability to transact with your funds. Because TPTB have demonstrated in many ways that their real policy is to eliminate the majority of the population, eliminating non-digital forms of money is their policy. That's because TPTB control the means of digital communications. They own the physical networks digital communications require, and that control enables them to completely determine at their sole option what communications are allowed, and digital currencies are useless if transactions cannot be undertaken.

For these reasons I disagree that having BTC or Hive tokens will make you rich, because you personally can be prevented from transacting if (((they))) don't want you to be rich.

Thanks!