Current banking systems and fees associated with it
A significant downside of the current financial and banking system is that you, in fact, don’t own the money you hold in the bank. The bank simply owes you the money you have in your bank account, and on top of that, banks don’t have to actually possess as much money as they owe their customers. This means that if everyone went to the bank tomorrow to withdraw the money in their bank accounts, there wouldn’t even be near enough to cover the amount the bank owes its customers. High fees associated with transferring money internationally is also a burden along with other factors. But now with the introduction of blockchain technology and cryptocurrencies, Datarius is creating an entirely transparent, secure and free market through their product, the Datarius bank, a peer-to-peer social crypto bank. Datarius aims to offer the lowest fees possible when transferring money through them. What Datarius first and foremost strives to provide, is free and equal access to essential financial instruments for everyone in the world. In many developing countries, a considerable percentage doesn’t have access to a bank account which makes the economic life difficult.
Source: Datarius Video, watch below
Features and the DRTC token
Being able to utilize and spend cryptocurrencies is the most crucial aspect of pushing global adoption. That’s why Datarius is offering a range of services surrounding the transfer and spending of crypto assets. If you wish to spend cryptocurrencies in real life stores, you can use the upcoming card made by Datarius. Datarius will also make it easy for its users to transfer money through bank transfers, but with the conveniences provided by the Datarius platform. The crypto bank can be accessed on both Android and IOS devices through the Datarius app. If you are new to cryptocurrencies a step by step guide will take you through the basics. Users will also be able to take loans or receive a credit score directly from the Datarius app.
To provide a range of benefits, Datarius has created their own ERC20 token, the Datarius token (DRTC). Revenue generated from 65% of charges and fees from the Datarius platform is to be distributed to token holders proportionally to how many tokens they hold of the total supply. This is an annual distribution starting from 2019.
Source: https://datarius.io/
Token sale
To fund their project, Datarius is raising funds through an initial coin offering (ICO), selling their ERC20 token DTRC. This token is an essential part of the Datarius ecosystem. DTRC offers holders of it a range of benefits as detailed above.
When
The pre-token sale started the 12 of December 2017
The token sale ends the 5th of April 2018
Price
1 DTRC = 0.01 USD (Bonuses apply to different phases)
Team
Source: https://datarius.io/
To view the entire team, their advisors and to learn more about each member, visit their website: https://datarius.io/ or read their whitepaper here: https://datarius.io/Whitepaper_en_compressed_05_02_2018.pdf
Video
Learn more
If you find this project interesting and wish to learn more about it or their token sale, you can visit the following links below and read their whitepaper. To keep yourself up to date on the project, you can follow their social media accounts also linked below.
Website: https://datarius.io/
Whitepaper: https://datarius.io/Whitepaper_en_compressed_05_02_2018.pdf
Telegram: https://t.me/datariusgroup
Twitter: https://twitter.com/Datariuscrypto
My bitcointalk: https://bitcointalk.org/index.php?action=profile;u=1855321;sa=summary
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