I mean only from points of logic i would prefer a stablecoin.

because the emergency fund is not needed if bitcoin goes moon.

If bitcoin goes moon, likely everything moons ( a bit more or less). Also we have same amount of HBD and profit 0 from it. And since we don't trade it, what's the point?

In a bear bitcoin will loss massive value, I know people think this time is different, but why then emergency fund? :D

Just in case bitcoin goes to 10k again, the emergency fund loss 75%. LOL

a fund for an emergency. I men because Kwon and friends from luna are stupid, doesn't mean we need it to be too.

It IMO a leverage for more panic that cost the network 1 Million to have a potential 250k emergency fund. And yes emergency for bad times.

In real world, not crypto, nobody would purchase such a product as an emergency fund. Only for Info.

Some sidenote:

All recent ideas on hive a copy and paste. I remember the save moon tax idea. Now the emergency fund. Instant power down tax and so on.

I see last time 0 innovation on ideas ( not speaking on scaling tech). And a lot more of those ideas...

The only part on hive that really unique is the freedom of speech part and social.

I know we don't talk about bear and bad times, but it goes in the corner of "red queen theory".