The problem I see, it has a disadvantage in the point of stability compared to other "stable coins".

• Sure it is decentral.
• Sure APR comes from the network and not from weird lending.
• And the 10% are in the long run a really good play.

But it needs to become stable and scaleable.

Some demand thing (easy to build in) could be change creation fee from 3 Hive to 3 HBD or add it for additional use.

So if hive becomes 1$+ HBD caps the price for an wallet to 3$. Demand/ burns should become with higher prices also higher.

10$ Hive = HBD is the way.

And another (real) usecase for HBD + it would be also backed by Wallet creation.

IMO good deal, special if under 1$, discounts everywhere!!!!!!!!!! :)