Nope I think smart would it be to take loan out of Hive.

If the price of HDB is higher as 1$ (lockup 500% to 1000% to be abuse save):

I take a loan on Hive.

Is it below, I can buyback.

So it's a useful mechanic + the user could make a pooled fund.

Makes 1000x more sense.

Also, HDB is at the moment the most shitty stable coin. It will be never used to buy something with a haircut and all this bullshit.

If I want to buy something with HDB and there is only a limit available, which sense has the coin? No sense.

Btw, a Loan would give the users/community the tool to fix the price. So if Koreans go crazy and want to buy HDB for 20$ they can, More HDB printed and more hive locked up. EZ