loan would work.

Price over 1$ user can lock up hive (500% to 1000%) to create HDB. Sell it on market and bring it back to 1$.

Under 1$ user can pay back the loan.

What if the user doesn't pay back the loan? 500% - 1000% of the loan hive worth is locked forever.

Would also work for a pool version user can earn some Interest with the liquid hive.

• more use cases for Hive + lockups.
• People can earn interest with a liquid hive ( and help the system)
• can be also used for powered up hive ( lockup period no vote rights with lockup stake for the loan)

and I think many smarter things would be possible with this.