Waah bhai, ye accha comparison hai ek pal mein you made me realise ki bank aur policies mein jo hai use main apna nahi kah sakta aur aapka point kaafi had tak valid bhi hai kyunki control kisi aur ke hath mein hai. Hive without a doubt ek bahtareen vikalp hai to invest in the future that is currently present. :) 👍🏼