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Yes, that's a reasonable assessment.
Of all those, the first one is way more common, especially now. HBD in Savings keeps going down each month, as people withdraw their HBD to either sell, or to swap/convert to HIVE to power up. I almost did that once. I'd never do the third one either, partly because I don't think that it's fair for me to sacrifice because of a horribly-managed Hive economy and an unsustainable economic model. 😁🙏💚✨🤙
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RE: Cent/Sps Liquidity Pool and LP Reward Distribution Active