This is a very interesting idea indeed, and given that HBD is HIVE debt anyway, I rather like it. On my part, all HIVE goes into HP, and all HBD goes into savings. I almost swapped my nice chunk of HBD for HIVE at the end of the year, but then I decided finally to just put it back in savings, to continue with my original goals. I'm all-in on Hive for the long haul, and I'm deeply invested, so forward, onward, upward, and whaleward, ho, I go. 😁🙏💚✨🤙