You've got it exactly! Yes, MMB all the way!

Yep, it sure is. I want to do more research on the topic before we decide on the best APR. Hrmmm...setting it to follow the average...I have to think about that for a bit. I'd rather set the average rather than follow the average...lol! 😁 🙏 💚 ✨ 🤙

!DIY
!HOPE
!INDEED
!MMB
!ZOMBIE