It's a great motivator to journal your experience daily. As to Steem, I only stake my rewards and concentrating on building up my tokens in 3 areas. I am currently staking 100% of CTP token but holding a little LEO and will start acquiring SPI. I am selling all other tribe tokens that I get at the moment. Normally it is a good idea to diversify but for the most part there is no value in my holding many of the tribes unless it is an area of interest to me.