Dollar Cost Averaging was a creation of the Mutual Fund Industry to provide a plan for the typical saver. It's hard to call them investors because they do not do the things you expect for an investor to, such as true research and analysis.

The individual day trader is always at a disadvantage to the bigger investor groups because of lack of nearly infinite resources and the ability to withstand huge swings, but will never admit it. Like the system gambler in Las Vegas they have faith in a system not necessarily supported by empirical evidence.

I consider myself a value investor. Looking for at least slightly undervalued assets and prepared to hold for the long term. The problem with all crypto currency is its value is in people's willingness to accept it for exchange for something else of value. The same can be said for paper fiat, and its digital credits within a banking system.

As the public becomes more accepting of crypto currency the holding risk will minimize.

What would be interesting to see is a crypto token that actually holds a basket of other tokens. In effect, such a token could be the equivalent of a market maker to the OTC stock market.

Is there a way to see who the largest holders are of various Steem-Engine tokens?