If I knew this things much sooner maybe we are in a better position right now. What Clo had mentioned is true we need to save something for what we want in the future. Though I agree that yes parang wala naman talaga needed there's joy in us buying stuff that we cannot afford back then hahah.

Good thing we have this community and little by little nakakapag-ipon nadin kaya di na ganun kahigpit parin re finances.