With basically all the rewards being locked up in one way or another, I think the card market doesn't have much of a choice but to stagnate. Unfortunately, yet understandably so, people just don't seem to be willing to inject fresh capital with the way things have been going. That's not to say the market is dead though. It just takes a lot more finesse to get things done. I think you're on the right track though!

!PGM
!PIZZA