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There is a popular maxim that says that, it is always best to leave the stage when the ovation is loud. There is no point sticking around when you no longer cannot offer much. So, retiring respectfully is a better option.
What happens after retirement? I believe retirement plans should always be a priority for anyone working. One should always think and carefully plan out life after retirement. As an athlete, you won't be in active duties forever. There comes a time when your body won't take it anymore and the paycheck won't come as usual.
Planning ahead becomes a necessity.
RE: Closing the Curtains: The End of A Sporting Career