What's collapsing is fiat. The "crapitalism" of which you speak would be far less offensive absent corporate welfare, which is the same welfare that creates welfare queens and other neer do wells. What I mean to say, is let the people have their earnings, and let corporations and those who can't make it fail. This puts the onus on their family members and those who care about them to pick up the slack. If they don't have family members or other corporate entities (in the case of corporations) who care about them, then they will fail and rightly so. The worthless person (and or corporation) will fail. Let the true nature of the freer-market sort it out.

The untold lesson of the story is; don't become disagreeable, worthless, or hostile to others, and others will take care of you when you are in need. This as opposed to your scenario where everyone is taken care of by everyone else, regardless of their merit. The strategy of which I speak to allows negative people and corporations to lose and forces them to get better if they want to win. This, as opposed to rewarding them for the wrongs they commit or the nothing that they do. Society becomes more productive with free will and self-determination. The way of communism as it's been is either successfully or unsuccessfully portrayed time and time again is anathema. There is a reason that every time it's attempted, it leads to mass murder and genocide, and that reason is that it's fundamentally flawed.

Let merit lead the way, and let the people intelligently decide where their charity should go. If you send the message that everybody ought to get everything for free, then everyone will pitch a fit when the pipe dream fails and reality hits... this is what causes the mass murder. People soon become the problem because of entitlement; corporations and people will lobby to have "worthless people" murdered. The system becomes so unsustainable that they need to keep finding new classes of "worthless people" because free energy does not exist in the realm of manpower.

The maths of eating the wealthy works for about two minutes and then you're up shit creek without a paddle. This is why communism will never be tried, it always leads to genocide, and then the next hopefuls who get sold a false bill of goods will say. "That wasn't real communism!"