Living in Europe, I don't think I ever had one in my hands but I wanted to say hi and that I really enjoyed reading this post. If you haven't seen it yet, I invite you to the silver gold stackers engagement initiative I started in December.. this week is week 10 and if you are up for it, check it out and hopefully I see you in the comment section there. I give away 5 HSBI shares every week (sometimes more) amongst the comments.