Today I want to talk about something that I have been thinking about for a while and it is the way we see finance in general. Most times when people hear finance they immediately think about money, big profits, investments or even the crypto pumps and charts and all of that surface level activity. But the more I observe things the more I realise that finance is not really about money alone, it is more about behaviour and discipline and i dont think anyone can argue this because looking at the world today, our top richest men are wayy more dosciplined than we would ever imagine, that also says why they keep showing up everyday regardless of how much money they already made.
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Money in itself is neutral it does not have friwnds, feelings, or even choice. It is our behaviour around money that determines whether it grows or disappears. The way we spend, the way we save, the way we react to market movements, all of it reflects our level of control.Take a look at the crypto world for example, when there is a pump greed rises but when the market is in a dip wmotions would set in. A lot of people desire financial freedom but they do not truly desire financial discipline. Everybody wants gains. Everybody wants to enter early and exit high but not everyone wants to sit down, plan properly, manage risk and delay gratification. In finance chasing money solely brings about failure but we should ficus on building a strong system that makes the money.
If finance depended only on income then every high earner would automatically be wealthy and stable, but that is not reality. There are people earning well who are constantly under pressure simply because there is no structure in their decisions. At the same time there are people earning average income who are building something sustainable because they understand consistency.
Especially in crypto, emotions move very fast. When the market goes up excitement increases and people start feeling invincible. When it drops fear enters and panic decisions follow. Without discipline finance becomes emotional and emotional decisions are usually expensive.
Thanks for reading.
