Is it because there was at least one article that said it was something that had been compromised by the big scary evil government?

Actually, I think it mostly comes down to a combination of the following:

1. Fear of the unknown
2. Fear of reprisal from their current employer
3. Fear of the tax mess
4. Distrust of the system
5. Lack of interest
6. False belief that crypto is used mostly by criminals

It took me a while to get over my crypto fears myself... I joined Hive when it was Steemit as a first step into crypto. Probably should have started slower. After getting used to the whole idea of crypto, I was hooked.

There's no way the legacy banking industry is going to survive without transitioning over to blockchain. It's just too easy.

If you've got friend in Country C who needs money, just send whatever amount you want for 4 cents. It's ridiculously easy and cheap.

Anyway... Probably should have made this a post of my own.

Oh well... Maybe I think better in comment format.