The Banking Cartel is mostly a fraud... there is hardly any real material value left in the system. When people realize this, some decide they need to buy gold.
However, I contend that native crypto-coin on a blockchain like Steem, produces a currency system that is backed by the value of the information being added to the blockchain. And thus, is more intrinsically valuable than currency based on an unstable political system likely to arbitrarily debase that currency.
RE: You can't use PayPal anymore