Good post. I believe DeFi is the future and I look forward to never using another bank again... BUT .... is still too immature. In four or 5 years I will move my stash into DeFi and live off loans (no taxable events).

Ronin network .booom ! Elephant Money....booom ! Voltage Finance .... booom !!

Apparently the Ronin exploit was done by a North Vietnamese Hacking syndicate named The Lazarus Group.