It’s variable based on supply and demand in the ecosystem. It changes all the time. That’s the highest it really gets. It may be 5% in an hour or so.

I like 0% for a standard loan, but doesn’t look like I can utilize the platform how I use AAVE. I swap my loaned collateral to put myself into a short position which pays off the loan so the interest doesn’t really matter because I am actively trading it and beating it.

I’ll have to make a full post about my new strategy. It works pretty well and is how I have been making my living lately, haha. Basically long swing long trades on my supply and short term short trades on the loans to pay them off.