I started investing late, but it's better late than never. I also got into BTC late, but better have some now before it becomes harder and harder to afford!

Speaking of volatility, I was at a cousin's place last night.

I overheard my aunt talk about depositing some cash into banks and get some interest from it. I asked my cousin what it was for... it was for saving up for his 2-year old daughter's future.

I told him why not invest in the stock market instead? (I would have said crypto but I still am not very comfortable nor knowledgeable to talk about it). He said it's too volatile. I did say at least time is on his daughter's side as she's still very young!

Time in the market beats timing the market.

We were playing card games so we weren't really able to discuss that further.

In my mind, at least with volatility, there's greater chances of higher returns.