I have trust issues... My personal mantra. The old PhD doesn't ever earn anything, as a matter of fact most of the billionaires in the world have degrees in engineering and not a doctorate! The best laid plans of mice and men...

I've been around long enough to realize that no matter what plans you make, fate doesn't always work that way! Always make a solid plan and hope for the best but plan for the worst, and then hopefully you won't go down with the Titanic.

!hiqvote