I've been listening to this podcast on YouTube called Financial Audit, and oh my god...

Seriously Americans... You live in the country with the best access to good wages, with access to so many financial instruments, your average income is $10k more than in my country! And you still manage to ruin yourselves with debt and doing dumb stuff.

Just saw this guy that opened up a Restaurant with credit card debt! CREDIT CARD DEBT!! $100k of credit card debt! How dumb can you be, seriously?!

If the bank is not loaning you the money there is a reason for that, maybe you should try to work on that first.

The dude started the month with minus $200 in his account and didn't know! How?!

And needs and wants are very different, you don't NEED to get doordash, you WANT to get it... Just cook at home ffs, don't get doordash daily!

Keep your consumerism and vanity in check! Keep your debt in check!

I'll post the link in the thread...

#leofinance #mydiary