Hello Silver Bloggers and Hello Savers ...
As winters go, this one I would say has been pretty mild, at least in this part of Scotland anyway. Sure, it has had cold spells but overall it has not been very stormy and we have had absolutely no snow at all!
Not that I don't like snow, I just don't like the ice and the resultant frozen slush when it melts.
It is also getting longer daylight hours.
This was about 5.30pm in the park. Not that long ago it would have pitch black!
But it sure does lift your mood and make everything all rosy.
It even looks like spring might even be in the air!
But we are only at the start of March.
March can be so unpredictable!
Plans can get derailed!
This is the wee railway that they have in our local park.
It does run. I think last year they had it running for the odd Sunday once a month in summer.
As you can see, we have got crocuses coming through.
Look at the leaves on the track.
I am not sure about your rail service, but it used to here in the UK, they would cancel trains because it was the wrong sort of snow on the tracks or too slippy leaves.
Any fluffing old excuse!
The squirrels are starting to come out and play too!
I bit like these crypto markets that have been playing around too the last few days!
But we are in the ninth weekend of 2025 and so here is my ninth weekly report of my Saturday Savers Club participation for 2025.
I am publishing this in our Silver Bloggers community as we do have an interest in crypto and passive income streams for our retirement!
Derailment!
This year is all about Just Doing It for me.
If you fancy joining in with the Saturday Savers club and the fun way to save ... then ... First up read this post Saturday Savers Club | Year 5: 2025 Launch and FAQs | 500 HP Prize Draw! | Everyone Welcome..
I shall be Using the Penny a Day Savings Challenge
Primary Goal 1 = 667.95 HBD
Well saving HBD our stablecoin Hive Backed Dollars earns 15% APR interest... that is some fluffing good passive income! I wish all income was passive income!
Every now and then, real life scuppers our plans.
I have a couple of clients who have been stalling with their payments.
When I say stalling, the fluffers are down right late, so as I precaution I unstaked my HBD just in case.
Hopefully I can put them back into savings, but for now I am going to show 0 HBD and 0% progress!
As you can see from my account screenshot I really am flying along with 140.691 HBD in my savings pot ...
I might have to raid that in the near future, but hopefully not.
As you can see from the table I am at 21.06% complete. The target completion based on a pure date driven scale is 14.52%.
HBD and Primary goal is nicely ahead of schedule!
Secondary Goal 2 = 0.01095996 BTC
Whether or not I meet this target will depend on the price of Bitcoin.
I decided to buy 3 USDT worth of Bitcoin each and every day...
I have an auto-invest order on Binance...
The amount of Bitcoin I have now is ... still ... 0.00156829
Which numpty forgot to top up the auto invest wallet ....
Uhuh muggins!
So no progress on BTC!
It is fun to collect things .... Now it is $HBD and $BTC.. Of course I collect more!
There we have it, it should be an interesting year!
My SSC goals for 2025 with progress to date against planned progress of 16.44% are :
Goal 1 = 667.95 HBD, To Date HBD, 0% progress.
Goal 2 = 0.01095996 BTC, To Date 0.00156829, 14.31% progress
Week 9 Goals and N2Hs
There are 52 weeks of course in a year, so I do have plenty of time to catch up my primary and secondary goals!
Verdict for Week 9
❌ DERAILMENT
It was a 2/10 week. I am giving myself 1 point for the nice 2 have goals ... and 1 point for writing daily!
Touch wood I can get put the HBD back into savings and will get the BTC autoinvest rejuvenated too!
Are you saving for something this year?
Thanks for visiting and have a wonderful 2025...
Thank you to 
All images and ramblings are from me, the mad Scotsman TengoLoTodo unless otherwise stated.
