If you ever need a hand with answering newbie questions just let me know. I have met quite a few of your onboardees!
As for getting old, well I like to get rid of some of my grey hairs lol!
Life is life and if we worry too much about the future we won't enjoy the now, the moment.
The government pension in the UK is not that much easier. I can see my doing side hustles long into retirement, that is just the way of life now!