Good morning everyone, it's a good idea if POB can be used to transact online instead of having to convert to hive before it can be useful i.e. use to purchase good and services, it's really going to attract people knowing about it for the first time, they begin to search for how to have some POB in possession too. However, it won't be possible without it being centralized, it has to involve third party for the purpose of confirming and delivery process of the goods and service. Otherwise, it's gonna be filled with scammers.