Well see that's all within the system. I agree with your points that choice is absolutely plentifull. Who I see as the gatekeepers though is those that control the fundamentals. Telecommunications in any nation (the infrastructure) are controlled by a few top dogs. Even if there are many providers of services, they utilise the copper or optical fiber of big dogs.

If we look at internet, and the networks which live on it. Electricity is then the base fundamental, which coincidentally, is a looming issue with crypto mining (specially BTC) so then again there's a gatekeeper that has the ultimate power. Literally and figuratively.

Elites have controlled society since the beginning of civilisation. That's not going to change just because assets are digital or virtual. To quote you again "BioLink into our physical system is coming." So again, whoever controls the infrastructure of that, controls the acquired wealth.. of our thoughts and intentions.

Transhumanism is not if or when.. but how fast til complete.
At which point the meaning of wealth might not be physical assets.
But actually how many other minds an elite siphons from.

Literally the last untapped asset.

So in that future: Original Humans..
Will likely still continue to play with old world shit.
Unknowing what their existence as consumers is fuelling.

EARTH the old world sending virtual assets to some Elite Astronautic Expedition on a distant planet. Consciousness by then realised as THE SUPREME NETWORK of data transmission. Which it is. Ai likely The Grand Oracle of it all. At which point... we likely open up the greatest Pandora's Box.

Anyway I think I'm digressing too much now.
My point: A long time if ever, for Utopian Dream World where all win.