it is totally natural to have these concerns about the Hard Fork, I feel the same in a lot of ways, but I am waiting to see what happens as I have said I am here more for the community than the thought of earning anyything to take out onhere, I woudl of course love for steem to rise and have an income fromit especially when I go into retirement, but I dont see that happening with hhow things are going so I am not ruling out that HF21 could be good in the long run although at first glance ot me I do not see the good in it