The problem is the depreciation of the assets required to get return. My original investments into various pieces is very high considering the return on them. Most of the cards I have had to buy, are almost worthless now. The land I bought is far, far lower than what I bought it for etc. And I all the SPS I have, I clouding all earned abd got throu Apr etc, is worth less than what I paid for sone of it.

Perhaps the flywheel will kick in at some point.