I have thought about branching out in to some other Defi....but with Kingdoms coming to Cubfinance does that make it unnecessary to join other projects directly when we can have involvement via Cub?

Yep. I am in a few, but I hope Kingdoms brings more people into Cub directly and branch out from there. Would like to see people using the bridge from ERC20 across to BEP20 more too :)