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5y
It is not bad to KYC (though I wish it wasn't necessary) if looking to get more involved, as I think many projects will require it anyway. 20 SPS a week is a decent trickle into other coins too :)
I am not sure about all of the DEC rewards now in SL - though I think they pay it in credits instead. I don't know what the limits are or what cards are needed etc to do okay in each league.
RE: Beware, or Take Care of the Bear?