I do not like the Idea of giving over my personal identification to a third party that could then use and sell that information.

I don't either. I hope there are options in the future that are more accommodating in this area, but I think most at least will have to come in line to begin with, or stay very small.

I know eventually I will need to use a KYC place, another need for a third party to have my information on file somewhere and tracking what I do.

I also think there will be more new ways to KYC whilst still maintaining some level of security.

The consolidation of industry has been immense over the last two decades, but we are slowly moving toward breaking some of the near monopolies - but nothing happens fast.

I think the middleman is changing form too, as there are going to be DAOs in the middle, rather than companies. I think the DeFi pools hint at how this can happen.