You finally begin to build a credit score, but you had to go into revolving debt to do it.

I don't think they do the credit score here, at least not like in the US. I find it crazy that encouraging debt in the way they do is legal.

I remember seeing stores when I was growing up with signs "no checks or credit cards" now it is signs with "No Cash, credit cards only".

The incentives in this world are all aligned to make a few people very rich and many people suffer. The many question why they can't make their lives better, yet keep doing exactly what the few have conditioned them to do.

Debt makes the world go round - as it keeps the debt slaves working.