I don't think they are going to fail, and if they do, they'll fail right into digitized currencies. One reason Coinbase walked out on helping format the regulations, went in favor of the banks.
Another reason I think they want people so focused on Epstein as a sex trafficker, and him seemingly blackmailing people into himself being a billionaire. If that were true, Steve Bannon wouldn't have showed up at the prison trying to pick his brain apart trying to figure out the "formula" for helping governments across the world scam taxpayers out of their money, and be so successful at it.