No, it has nothing to do with policy shocks but the fundamental framework of how an economy works. It is functionally impossible for compounding interest to "beat chaos across the decades". If ever it did the state would be unable to repay its debt obligations causing state debt to go exponential. It is designed not to on purpose. That is the entire point of the central bank interest rate and why it is reassessed on a regular basis.
RE: The first earns it, the second enjoys it and the third destroys it