No you are completely wrong, If we decide to race cars and you have a $130,000 car and I have a $5,000 car you should win the race, skill in driving might give me a chance to win though. This problem shouldn't exist because spending more money on cards should by its very nature give you an advantage. By putting in barriers to ensure this happens just hurts the game long term. It shouldn't be in your face you need to spend x amount to get to y, it should be more subtly than that, a natural resistance that compels you to spend rather than absolutely requires it. In any case why do this when there are other ways to achieve the same goal and not upset players? it makes no sense. Also your assumption that players will return seems problematic to me, I don't see this change as a compelling reason tbh.