Diversity is key, especially after watching what happened to Steem. At a minimum, BTC holdings are very important, and could be a pivotal backbone to a portfolio that features a token that's only a few weeks old with an uncertain future. At the rate you earn Steem/Hive, I suggest diversifying the other way instead of putting all eggs in one brand new basket. You'll get to your goal in no time, but will be more protected with BTC or even some ETH. Consider putting the %'s on paper and remove some emotional attachment to think about the risk. You can always earn more.