or impairment loss mitigation insruance whwere someone puts up a initial amount and then small premiums and investment returns will cover a loss and once the loss is covered 1.25 x the premiums stop and we make money on the 25% and the rest until needed. The principal if not used is 95% reimbursed no interest and a 5% removal fee. These are for long term contracts like 1 year that want to insure that withing a range that x loss is covered for people by stable coin reserves.