Stable tokens as collateral would be something to look into, i dont think the requirement for 200% collateral would be needed but im not sure how i would structure that. Im most cefi, the lender will borrow up to 90% of the collateral so you deposit $100 stables and get a loan of $90. Accepting collateral from other chains would again by something to consider when we can start to offer bigger loans of $1000+ because of the fees attached.

You've given me something to think about, thank you, greet feedback/suggestion/request 😀